Every corporate customer will require robust and affordable insurance products that cover its needs. Insurance is a necessity for all types of companies. From risk insurance for construction projects and property insurance to employee medical and life insurance products, businesses have a lot to consider when it comes to finding the best insurance products for them.
Calvin Choi of AMTD wants you to know that a commercial insurance broker can often help corporations find the best coverage at a fair price. In a nutshell, commercial insurance brokers provide insurance consultancy and act as the middle man between corporate clients and insurance agencies. A corporate broker will negotiate with insurance companies on a customer’s behalf to get them the best policy possible, or a broker may also negotiate the terms of an existing commercial policy.
As part of one of the leading commercial insurance brokerage firms in all of Hong Kong, AMTD, Calvin Choi encourages you to look into hiring a commercial insurance broker when trying to buy a new policy or negotiate the one you have. A commercial insurance broker has specific knowledge of the industry and may be able to provide with the insight necessary to make the best decisions on your insurance policy. At the very least, a commercial insurance broker will help you save time and money, making the investment well worth it.
What Kind of Commercial Insurance Policies Can a Broker Work with You On?
Calvin Choi of ATMD says that there are many different areas of insurance and types of insurance products that a commercial insurance broker can help you with. Here are a few of the products ATMD provides commercial customers with:
- Construction Risk Insurance: This includes insurance coverage for construction projects. Coverage could encompass employee insurance, accident insurance, property damage insurance, and liability insurance.
- Employee Benefits: These could include group medical, group life, personal accident, and travel insurance.
- Property and Casualty Insurance: These products provide coverage in the event that there is property loss or damage or an accidental personal injury or death.
- Marine Insurance: If your boat gets damaged in an accident or a product is lost at sea, this type of commercial insurance will provide the necessary coverage.